insurance information in Indonesia

Standard Insurance - ACA

Standard Insurance - ACA

Standard Insurance - ACA

Compulsory Insurance, guarantees and protection or protection in case of loss / damage / loss of vehicle that is guaranteed because of the risk under the auto insurance policy. All types of vehicles can be insured under the rule of two-wheelers (motorcycles, scooters, etc.), vehicles with four-wheel drive No Truck category (sedans, SUVs, vans and other) and the vehicle category Trucks / choice / boxes and bus. Including accessories or attachments related to the vehicle. All parties, individuals and legal persons, ensuring interest in the subject can ensure kendaraaanya. Such as the owners of the objects of insurance, banking, financial institution lenders, etc.

fundamental guarantees:

1. comprehensif (combined)
Is a guarantee that, among other loss or damage caused by the vehicles covered by: Â
  • - Collision, collision, overturned, slipped or fallen
  • - The bad actions of others
  • - Vol including theft preceded or accompanied by violence or threats
  • - Fire caused by lightning
  • - Damage to the vehicle during the ferry crossing of the Directorate General of Land Transportation, managed
  • - Crane Cost

2. Total loss / TLO
A. Make sure the damage is equal to or exceeds 75% of the harga coverage.
B. Ensure total loss due to theft

Extended warranty:
  1. Typhoon, storm, hail, floods and landslides
  2. earthquake, tsunami and volcanic eruption or
  3. brawl
  4. terrorism and sabotage
  5. Accident against drivers
  6. passenger accidents
  7. Liability third

Like other insurance, auto insurance in the ACA, there are risks that are not guaranteed, among other things: - loss-making companies, lost wages could not bring a car accident in following it. - Theft of tools and additional tools (except for the indication in the summary of the Directive) - a loss / damage caused by insects / small animals used in the race, overloaded function in a state of disrepair, pushed by people who - as a result of malpractice that does not have a driving license, controlled by the war of the road prohibits the reaction of atomic nuclei, errors or construction equipment.



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