Home insurance SIMASNET
Each year, disasters such as floods, volcanic eruptions, forest fires and even life could be harmed in very large quantities. The risk of being victims of crime, is quite large experienced live by most people in urban areas, and it is possible that the risks around may occur where you live.
Disasters at any time, without anyone mengetahui.Kemungkinan natural disasters such as earthquakes and tsunamis are very likely to occur in Indonesia, a country that is fracture surface over the Pacific plate and the Eurasian plate come.
Simasnet Home Insurance offers the most comprehensive insurance coverage, provide security available for you and your family, you love. Insurance coverage of home warranty and home textiles.
1. theft and robbery
a. A guarantee or protect against the risk condition:
Robo: insurance against the risk of loss, the contents of the building, which are accompanied by violence, including acts of theft during the fire.
Robo: insurance against the risk of loss of the contents of the building with elements of violence or forced discharge movement against the construction. Volume theft and robbery of the guarantee is 10% of the total sum insured of up to 100,000,000, -.
b. Reimbursement by the insurer will be given to you by this insurance coverage with respect to experience the loss as a result of theft with violence and property or the Art of Ancient up to 5% of the price of the insured units, with a maximum of 25 million, -.
Proof of purchase must be attached at the time of the insurance coverage.
2. Fire (Flexas)
Protection or insurance coverage will be given to you against risks such as: fire (fire), Rayo (lightning), explosion (explosion), impact of aircraft (Aircraft autumn) and smoke (smoke).
3. Flood (TSFWD 4.3)
You receive this insurance cover in respect of reimbursed loss as a result of Typhoon (Typhoon) Storm (Storm), Flood (Flood) out, and water damage (water damage).
4. Cost of Treatment
Medical costs resulting from the risks that guarantees Polis get a replacement.
Nominal compensation given Rp 2.000.000, -. Per person, for a maximum of five (5) members of the family, including the safety and asisnten houses.
5. Riot, Riot, terrorism and sabotage (RSMD 4.1AAA)
will receive insurance coverage reimbursed by Riot caused (Riot / Riot), strike / shock (shock) and malicious damage (malicious damage such criminal acts, sabotage and terrorism). Magnitude field refund sabotage terrorist risk is insured up to 10% on the total price.
6. struck by vehicle
Compensation after an accident while you can get through this insurance coverage is no different than the vehicle they own or use.
7. Cost of temporary housing
Replacement cost to stay while they would receive if the Villas location can not be occupied / habitable 3 x ensured due to risks Polis place 24 hours continuously.
The offset of up to 10% of the total number of insured to 50,000,000, -.
8. Adding Items Coverage (capital addition)
If it is damaged as a result of the political risks within 90 days of the insured property, the guarantees, but the addition is not on the insurer insured adding objects to guarantee coverage reported (on the deck).
The percentage value as a guaranteed addition of up to 10% of the price of the insured.
9 earthquakes (EQVET 4.2)
You can download a guarantee in connection with the earthquake risk (earthquake), volcanic eruptions (volcanic eruptions) obtained and the tsunami that also includes explosion and fire after the earthquake.
10. Cleaning of dirt
The cost of the debris of the risks caused cleaning, the insurance policy will guarantee refunded.
Nominal damages are awarded to 10% of the total insured price, as many are Rp10,000,000, -.
11. Coverage (review clause)
This clause provides a guarantee on the cost of insurance risks, the Polis are confirmed guarantees insured <10% of the total price that the appreciation of the total value of the insured object is unnecessary.
12. Liability
Replacement will be provided with the amount available that is legally the responsibility of the insured, if the third party suffers loss due to risks Polis guaranteed.
Nominal compensation to 10% of the total number of granted insurance to 50,000,000, -.
13. The unexpected damage (accidental damage)
The replacement occurs as a result of errors or omissions or insured in the part of the insured labor.
14. accident
This coverage offers by the risks posed by the policies of the insured covered claimed compensation, or when the family suffered a permanent disability or death.
given nominal donation Rp20,000,000, - per person, for a maximum of five (5) members of the family, including security and cleaning help.
Objects Home insurance in other Simasnetantara:
Robo: guarantee of a risk that the contents of the building with elements of violence and losing the building apart by force.
Risk of theft and robbery percentage of guarantee is 10% of the sum insured so than 100,000,000 much, -.
household furniture
Building Land (Class I)
Robo: The guarantee of a risk that the contents of the building to lose, which are accompanied by violence, including the risk of theft during the fire.
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